/* ============================================
   LOGIC CAPITAL — Unified Dark Navy Theme
   One bg family throughout, icons always visible
============================================ */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@600;700&family=DM+Sans:wght@300;400;500;600&display=swap');

/* ============================================================
   CSS VARIABLES — single navy palette, 4 transparent layers
============================================================ */
:root {
  /* ── Background family (darkest → lightest, all navy) ── */
  --bg-0:      #070b13;   /* deepest — body base              */
  --bg-1:      #0a0e17;   /* base sections (hero, why-choose) */
  --bg-2:      #0d1220;   /* mid sections (services, calcul.) */
  --bg-3:      #101628;   /* cards, form cards                */
  --bg-4:      #141c30;   /* card hover, elevated surfaces    */

  /* Keep old names mapped so every HTML still works */
  --bg-primary:   var(--bg-1);
  --bg-secondary: var(--bg-2);
  --bg-card:      var(--bg-3);
  --bg-card-hover:var(--bg-4);

  /* ── Accent ── */
  --accent-gold:        #c9a84c;
  --accent-gold-light:  #e8c96a;
  --accent-teal:        #2dd4bf;

  /* ── Text ── */
  --text-primary:   #eef0f6;
  --text-secondary: #8892a4;
  --text-muted:     #4f5a6e;

  /* ── Borders — very subtle so sections feel unified ── */
  --border:       rgba(255,255,255,0.06);
  --border-light: rgba(255,255,255,0.10);
  --border-gold:  rgba(201,168,76,0.28);

  /* ── Shadows ── */
  --shadow-card: 0 8px 32px rgba(0,0,0,0.45);
  --shadow-gold: 0 0 30px rgba(201,168,76,0.15);

  /* ── Shape ── */
  --radius:    12px;
  --radius-lg: 20px;

  /* ── Fonts ── */
  --font-display: 'Playfair Display', serif;
  --font-body:    'DM Sans', sans-serif;

  /* ── Motion ── */
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ============================================================
   RESET & BASE
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  background: var(--bg-0);
  color: var(--text-primary);
  line-height: 1.6;
  font-size: 16px;
  overflow-x: hidden;
}

a    { text-decoration: none; color: inherit; }
img  { max-width: 100%; display: block; }
ul   { list-style: none; }

/* ============================================================
   TYPOGRAPHY
============================================================ */
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.2; }
h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.6rem); }
h3 { font-size: 1.25rem; }

/* ============================================================
   SECTION RHYTHM
   All sections use the same bg-1 base.
   Alternate sections get a very subtle bg-2 overlay so
   sections are visually distinct without breaking the palette.
============================================================ */
section           { padding: 88px 0; background: var(--bg-1); }
section.bg-alt    { background: var(--bg-2); }

/* Footer & benefits strip use bg-2 */
footer            { background: var(--bg-2); }
.benefits-strip   { background: var(--bg-2); }

/* Page hero uses bg-2 */
.page-hero        { background: var(--bg-2); }

/* CTA section: bg-2 with a very faint gold radial */
.cta-section      { background: var(--bg-2); }

/* Calculator section */
.calculator-section { background: var(--bg-2); }

.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

/* ============================================================
   SECTION LABELS
============================================================ */
.section-tag {
  display: inline-block;
  font-family: var(--font-body);
  font-size: 0.7rem; font-weight: 600; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--accent-gold);
  border: 1px solid var(--border-gold);
  padding: 5px 14px; border-radius: 50px; margin-bottom: 16px;
  background: rgba(201,168,76,0.07);
}
.section-title   { color: var(--text-primary); margin-bottom: 12px; }
.section-subtitle{ color: var(--text-secondary); font-size: 1.05rem; max-width: 560px; }
.section-header  { text-align: center; margin-bottom: 56px; }
.section-header .section-subtitle { margin: 0 auto; }

/* ============================================================
   BUTTONS
============================================================ */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 32px; border-radius: 8px;
  font-family: var(--font-body); font-size: 0.95rem; font-weight: 600;
  cursor: pointer; border: none; transition: var(--transition);
  letter-spacing: 0.02em;
}
.btn-primary {
  background: linear-gradient(135deg, var(--accent-gold), #a87d2c);
  color: #070b13;
}
.btn-primary:hover {
  background: linear-gradient(135deg, var(--accent-gold-light), var(--accent-gold));
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,168,76,0.35);
}
.btn-outline {
  background: transparent;
  color: var(--accent-gold);
  border: 1.5px solid var(--accent-gold);
}
.btn-outline:hover {
  background: rgba(201,168,76,0.1);
  transform: translateY(-2px);
}
.btn-lg { padding: 17px 42px; font-size: 1rem; }

/* ============================================================
   NAVBAR
============================================================ */
.navbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  background: rgba(7,11,19,0.92);
  backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border);
  height: 72px;
  display: flex; align-items: center;
  transition: var(--transition);
}
.navbar.scrolled { box-shadow: 0 4px 24px rgba(0,0,0,0.6); }

.nav-inner {
  max-width: 1160px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between; width: 100%;
}
.nav-logo {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-display); font-size: 1.4rem; font-weight: 700;
}
.nav-logo .logo-icon {
  width: 38px; height: 38px;
  background: linear-gradient(135deg, var(--accent-gold), #a87d2c);
  border-radius: 8px; display: flex; align-items: center; justify-content: center;
  font-size: 1rem; color: #070b13; font-weight: 700;
}
.nav-logo span      { color: var(--text-primary); }
.nav-logo span em   { color: var(--accent-gold); font-style: normal; }

.nav-links { display: flex; align-items: center; gap: 4px; }
.nav-links a {
  padding: 8px 16px; border-radius: 6px;
  font-size: 0.9rem; font-weight: 500; color: var(--text-secondary);
  transition: var(--transition);
}
.nav-links a:hover        { color: var(--text-primary); background: var(--bg-3); }
.nav-links a.active       { color: var(--accent-gold);  background: var(--bg-3); }
.nav-cta { display: flex; align-items: center; gap: 12px; }

.hamburger {
  display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px;
  background: none; border: none;
}
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--text-primary); border-radius: 2px; transition: var(--transition);
}
.mobile-menu {
  display: none; position: fixed; top: 72px; left: 0; right: 0;
  background: var(--bg-2); border-bottom: 1px solid var(--border);
  padding: 20px 24px; z-index: 999; flex-direction: column; gap: 4px;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  padding: 12px 16px; border-radius: 8px; color: var(--text-secondary);
  font-size: 0.95rem; font-weight: 500; transition: var(--transition);
}
.mobile-menu a:hover { color: var(--text-primary); background: var(--bg-3); }
.mobile-menu .btn    { margin-top: 12px; justify-content: center; }

/* ============================================================
   FOOTER
============================================================ */
footer {
  border-top: 1px solid var(--border);
  padding: 72px 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 1.8fr 1fr 1fr 1fr;
  gap: 48px; padding-bottom: 56px;
}
.footer-brand p {
  color: var(--text-secondary); font-size: 0.92rem;
  margin-top: 16px; line-height: 1.7; max-width: 280px;
}
.footer-logo {
  display: flex; align-items: center; gap: 10px;
  font-family: var(--font-display); font-size: 1.3rem;
}
.footer-logo .logo-icon {
  width: 36px; height: 36px;
  background: linear-gradient(135deg, var(--accent-gold), #a87d2c);
  border-radius: 8px; display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem; color: #070b13; font-weight: 700;
}
.footer-logo span em { color: var(--accent-gold); font-style: normal; }

/* Social icons */
.footer-social { display: flex; gap: 10px; margin-top: 22px; }
.footer-social a {
  width: 38px; height: 38px;
  background: var(--bg-3);
  border: 1px solid var(--border);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: var(--text-secondary); font-size: 0.88rem;
  transition: var(--transition);
  position: relative; overflow: hidden;
}
.footer-social a:hover {
  border-color: var(--accent-gold);
  color: var(--accent-gold);
  background: rgba(201,168,76,0.1);
  transform: translateY(-3px);
  box-shadow: 0 6px 16px rgba(0,0,0,0.3);
}
.footer-social a::after {
  content: '';
  position: absolute; inset: 0;
  background: rgba(255,255,255,0.08);
  border-radius: inherit;
  transform: scale(0);
  transition: transform 0.35s ease;
}
.footer-social a:hover::after { transform: scale(1.4); opacity: 0; }

.footer-col h4 {
  font-family: var(--font-body); font-size: 0.75rem; font-weight: 600;
  letter-spacing: 0.12em; text-transform: uppercase; color: var(--text-muted);
  margin-bottom: 20px;
}
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a {
  color: var(--text-secondary); font-size: 0.92rem;
  display: inline-block; transition: var(--transition);
}
.footer-col ul li a:hover { color: var(--accent-gold); padding-left: 4px; }

.footer-contact-item { display: flex; gap: 10px; margin-bottom: 12px; align-items: flex-start; }
.footer-contact-item .fc-icon,
.footer-contact-item .icon {
  color: var(--accent-gold); margin-top: 3px; flex-shrink: 0;
  font-size: 0.85rem; width: 14px;
}
.footer-contact-item span { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.5; }

.footer-bottom {
  border-top: 1px solid var(--border); padding: 24px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { color: var(--text-muted); font-size: 0.85rem; }
.footer-bottom-links { display: flex; gap: 24px; }
.footer-bottom-links a {
  color: var(--text-muted); font-size: 0.85rem; transition: var(--transition);
}
.footer-bottom-links a:hover { color: var(--accent-gold); }

.divider { border: none; border-top: 1px solid var(--border); margin: 0; }

/* ============================================================
   PAGE HERO (inner pages)
============================================================ */
.page-hero {
  margin-top: 72px;
  padding: 72px 0 64px;
  border-bottom: 1px solid var(--border);
  text-align: center; position: relative; overflow: hidden;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 60% 70% at 50% 100%, rgba(201,168,76,0.06), transparent);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { margin-bottom: 16px; }
.page-hero p  { color: var(--text-secondary); font-size: 1.05rem; max-width: 560px; margin: 0 auto; }

.breadcrumb {
  display: flex; align-items: center; justify-content: center;
  gap: 8px; margin-bottom: 20px; font-size: 0.82rem; color: var(--text-muted);
}
.breadcrumb a     { color: var(--accent-gold); }
.breadcrumb span  { color: var(--text-muted); }

/* ============================================================
   HERO (homepage carousel host)
============================================================ */
.hero {
  min-height: 100vh; display: flex; align-items: center;
  padding-top: 72px; position: relative; overflow: hidden;
  background: var(--bg-1);
}
.hero-bg {
  position: absolute; inset: 0; z-index: 0;
  background:
    radial-gradient(ellipse 80% 60% at 60% 40%, rgba(201,168,76,0.06) 0%, transparent 60%),
    radial-gradient(ellipse 60% 50% at 20% 70%, rgba(45,212,191,0.04) 0%, transparent 50%);
}
.hero-grid-lines {
  position: absolute; inset: 0; z-index: 0; opacity: 0.035;
  background-image:
    linear-gradient(rgba(255,255,255,0.08) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.08) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-content { position: relative; z-index: 1; max-width: 640px; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(201,168,76,0.08); border: 1px solid rgba(201,168,76,0.25);
  border-radius: 50px; padding: 8px 18px; margin-bottom: 32px;
  font-size: 0.82rem; color: var(--accent-gold); font-weight: 500;
}
.hero-badge::before {
  content: ''; width: 6px; height: 6px; background: var(--accent-gold);
  border-radius: 50%; animation: badgePulse 2s infinite;
}
@keyframes badgePulse { 0%,100% { opacity: 1; } 50% { opacity: 0.3; } }

.hero h1 { margin-bottom: 20px; }
.hero h1 .highlight {
  color: var(--accent-gold);
  background: linear-gradient(135deg, var(--accent-gold), var(--accent-gold-light));
  -webkit-background-clip: text; -webkit-text-fill-color: transparent;
}
.hero p { color: var(--text-secondary); font-size: 1.1rem; margin-bottom: 40px; max-width: 500px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

/* ============================================================
   STATS BAR (below carousel)
============================================================ */
.stats-bar {
  background: var(--bg-2);
  border-bottom: 1px solid var(--border);
  position: relative; z-index: 1;
}
.stats-bar-inner {
  max-width: 1160px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: stretch;
}
.stat-item {
  flex: 1; text-align: center; padding: 32px 20px;
  transition: background 0.3s; cursor: default;
}
.stat-item:hover { background: rgba(255,255,255,0.03); }
.stat-num {
  font-family: var(--font-display); font-size: 2.2rem; font-weight: 700;
  color: var(--text-primary); line-height: 1; margin-bottom: 8px;
}
.stat-num .gold, .stat-num span:last-child { color: var(--accent-gold); }
.stat-lbl { color: var(--text-secondary); font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.08em; }
.stat-divider { width: 1px; background: var(--border); margin: 20px 0; flex-shrink: 0; }

/* ============================================================
   SERVICES
============================================================ */
.services { background: var(--bg-1); }
.services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

.service-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 36px 30px;
  transition: var(--transition); position: relative; overflow: hidden;
}
.service-card::after {
  content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--accent-gold), var(--accent-teal));
  transform: scaleX(0); transition: var(--transition); transform-origin: left;
}
.service-card:hover {
  border-color: var(--border-light); transform: translateY(-7px);
  box-shadow: var(--shadow-card);
}
.service-card:hover::after { transform: scaleX(1); }

.service-icon {
  width: 56px; height: 56px; background: rgba(201,168,76,0.1); border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--accent-gold); margin-bottom: 22px;
  border: 1px solid rgba(201,168,76,0.2);
  transition: var(--transition);
}
.service-card:hover .service-icon { background: rgba(201,168,76,0.18); transform: scale(1.1) rotate(-4deg); }
.service-card h3 { margin-bottom: 12px; }
.service-card p  { color: var(--text-secondary); font-size: 0.92rem; margin-bottom: 24px; line-height: 1.7; }
.service-link    { color: var(--accent-gold); font-size: 0.88rem; font-weight: 600; transition: var(--transition); display: inline-flex; align-items: center; gap: 6px; }
.service-link:hover { gap: 10px; }

/* ============================================================
   WHY CHOOSE
============================================================ */
.why-choose { background: var(--bg-2); }
.why-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.why-image-side { position: relative; }
.why-image-bg {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 40px; height: 460px;
  display: flex; align-items: center; justify-content: center;
  position: relative; overflow: hidden;
}
.why-image-bg::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(201,168,76,0.06), transparent);
}
.why-big-number {
  font-family: var(--font-display); font-size: 9rem; font-weight: 700; line-height: 1;
  color: rgba(201,168,76,0.06); user-select: none; position: absolute;
}
.why-center-text { text-align: center; position: relative; z-index: 1; }
.why-center-num  { font-family: var(--font-display); font-size: 4rem; color: var(--accent-gold); font-weight: 700; }
.why-center-label{ color: var(--text-secondary); font-size: 0.95rem; }

.why-features { display: flex; flex-direction: column; gap: 16px; }
.why-feature {
  display: flex; gap: 20px; align-items: flex-start;
  padding: 18px; border-radius: var(--radius); border: 1px solid transparent;
  transition: var(--transition);
}
.why-feature:hover { background: var(--bg-3); border-color: var(--border); transform: translateX(6px); }
.why-feature-icon {
  width: 48px; height: 48px; flex-shrink: 0;
  background: rgba(201,168,76,0.08); border: 1px solid rgba(201,168,76,0.2);
  border-radius: 12px; display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; color: var(--accent-gold); transition: var(--transition);
}
.why-feature:hover .why-feature-icon { background: rgba(201,168,76,0.16); transform: scale(1.1); }
.why-feature-text h4 { margin-bottom: 6px; font-family: var(--font-body); font-size: 1rem; font-weight: 600; }
.why-feature-text p  { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.6; }

/* ============================================================
   BENEFITS STRIP
============================================================ */
.benefits-strip {
  border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
  padding: 56px 0;
}
.benefits-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
.benefit-item {
  text-align: center; padding: 20px; border-radius: var(--radius);
  transition: var(--transition);
}
.benefit-item:hover { background: rgba(255,255,255,0.03); transform: translateY(-5px); }
.benefit-icon {
  width: 54px; height: 54px; margin: 0 auto 14px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.2);
  border-radius: 14px; display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; color: var(--accent-gold); transition: var(--transition);
}
.benefit-item:hover .benefit-icon { background: rgba(201,168,76,0.18); transform: scale(1.1) rotate(6deg); }
.benefit-item h4 { font-family: var(--font-body); font-weight: 600; margin-bottom: 6px; }
.benefit-item p  { color: var(--text-secondary); font-size: 0.87rem; }

/* ============================================================
   CTA SECTION
============================================================ */
.cta-section {
  border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
  text-align: center; padding: 88px 0; position: relative; overflow: hidden;
}
.cta-section::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse 70% 80% at 50% 50%, rgba(201,168,76,0.05), transparent);
}
.cta-section .container { position: relative; z-index: 1; }
.cta-section h2 { margin-bottom: 16px; }
.cta-section p  {
  color: var(--text-secondary); font-size: 1.05rem; margin-bottom: 40px;
  max-width: 500px; margin-left: auto; margin-right: auto;
}
.cta-actions { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }

/* ============================================================
   LOAN CARDS
============================================================ */
.loan-types-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.loan-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 32px;
  transition: var(--transition); position: relative; overflow: hidden;
}
.loan-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--accent-gold), var(--accent-teal));
  transform: scaleX(0); transition: var(--transition); transform-origin: left;
}
.loan-card:hover { border-color: var(--border-gold); box-shadow: var(--shadow-gold); transform: translateY(-6px); }
.loan-card:hover::before { transform: scaleX(1); }
.loan-card.featured {
  border-color: var(--border-gold);
  background: linear-gradient(145deg, var(--bg-3), #111a2e);
}
.loan-card.featured::before { transform: scaleX(1); }
.loan-card .loan-badge {
  position: absolute; top: 20px; right: 20px;
  background: var(--accent-gold); color: #070b13; font-size: 0.68rem;
  font-weight: 700; padding: 4px 12px; border-radius: 50px; text-transform: uppercase;
}
.loan-card .card-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--accent-gold); margin-bottom: 20px;
  transition: var(--transition);
}
.loan-card:hover .card-icon { background: rgba(201,168,76,0.18); transform: scale(1.1) rotate(-4deg); }
.loan-card h3 { margin-bottom: 8px; }
.loan-card .loan-rate { font-size: 0.78rem; color: var(--accent-teal); margin-bottom: 14px; font-weight: 600; }
.loan-card p  { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.65; }
.loan-features { list-style: none; display: flex; flex-direction: column; gap: 8px; margin-bottom: auto; }
.loan-features li { color: var(--text-secondary); font-size: 0.86rem; display: flex; gap: 10px; align-items: flex-start; }
.loan-features li i { color: var(--accent-gold); margin-top: 2px; font-size: 0.75rem; flex-shrink: 0; }
.loan-apply {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  margin-top: 22px; padding: 12px 0; border-radius: 8px; width: 100%;
  font-size: 0.9rem; font-weight: 600; transition: var(--transition);
}
.loan-apply.primary { background: linear-gradient(135deg, var(--accent-gold), #a87d2c); color: #070b13; border: none; }
.loan-apply.primary:hover { background: linear-gradient(135deg, var(--accent-gold-light), var(--accent-gold)); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(201,168,76,0.35); }
.loan-apply.outline { background: transparent; color: var(--accent-gold); border: 1.5px solid var(--accent-gold); }
.loan-apply.outline:hover { background: rgba(201,168,76,0.1); transform: translateY(-2px); }

/* ============================================================
   PROCESS STEPS
============================================================ */
.process-steps {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 24px; position: relative;
}
.process-steps::before {
  content: ''; position: absolute; top: 40px; left: 10%; right: 10%; height: 1px;
  background: linear-gradient(90deg, transparent, var(--border), var(--border), transparent);
  z-index: 0;
}
.step-card {
  text-align: center; position: relative; z-index: 1;
  padding: 20px 14px; border-radius: var(--radius);
  transition: var(--transition);
}
.step-card:hover { background: var(--bg-3); transform: translateY(-5px); }
.step-num {
  width: 64px; height: 64px; margin: 0 auto 18px;
  background: var(--bg-3); border: 2px solid var(--border); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display); font-size: 1.3rem; color: var(--accent-gold); font-weight: 700;
  position: relative; z-index: 1; transition: var(--transition);
}
.step-card:hover .step-num { border-color: var(--accent-gold); background: rgba(201,168,76,0.1); transform: scale(1.1); }
.step-card h4 { font-family: var(--font-body); font-weight: 600; margin-bottom: 8px; }
.step-card p  { color: var(--text-secondary); font-size: 0.87rem; line-height: 1.6; }

/* ============================================================
   EMI / SIP CALCULATOR
============================================================ */
.calculator-section { }
.calc-wrap, .calc-container {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); overflow: hidden;
  max-width: 900px; margin: 0 auto;
  box-shadow: 0 16px 48px rgba(0,0,0,0.35);
}
.calc-head, .calc-header {
  padding: 28px 36px 22px; border-bottom: 1px solid var(--border);
  display: flex; align-items: center; gap: 14px;
}
.calc-head-icon {
  width: 44px; height: 44px; border-radius: 11px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.22);
  display: flex; align-items: center; justify-content: center;
  color: var(--accent-gold); font-size: 1.1rem;
}
.calc-head h3, .calc-header h3 { font-family: var(--font-display); font-size: 1.4rem; margin-bottom: 2px; }
.calc-head p,  .calc-header p  { color: var(--text-secondary); font-size: 0.88rem; }
.calc-body    { display: grid; grid-template-columns: 1fr 1fr; }
.calc-inputs  { padding: 32px 36px; border-right: 1px solid var(--border); }
.calc-results { padding: 32px 36px; background: linear-gradient(145deg, rgba(0,0,0,0.15), transparent); }

.form-group { margin-bottom: 28px; }
.form-group label {
  display: flex; justify-content: space-between; align-items: center;
  color: var(--text-secondary); font-size: 0.85rem; font-weight: 500; margin-bottom: 10px;
}
.val-display { color: var(--accent-gold); font-weight: 700; font-size: 0.9rem; }

input[type="range"] {
  width: 100%; -webkit-appearance: none; appearance: none;
  height: 4px; background: var(--border); border-radius: 4px; outline: none; cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%;
  background: var(--accent-gold); cursor: pointer; border: 3px solid var(--bg-3);
  box-shadow: 0 0 8px rgba(201,168,76,0.45); transition: transform 0.2s;
}
input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.2); }
.range-labels { display: flex; justify-content: space-between; margin-top: 6px; }
.range-labels span { font-size: 0.75rem; color: var(--text-muted); }

.calc-result-item { margin-bottom: 26px; padding-bottom: 26px; border-bottom: 1px solid var(--border); }
.calc-result-item:last-child { margin-bottom: 0; padding-bottom: 0; border-bottom: none; }
.calc-result-label { color: var(--text-secondary); font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 6px; }
.calc-result-value { font-family: var(--font-display); font-size: 2rem; color: var(--text-primary); line-height: 1; }
.calc-result-value.highlight, .calc-result-value.gold { color: var(--accent-gold); }
.calc-result-value.teal  { color: var(--accent-teal); }
.calc-result-note { color: var(--text-muted); font-size: 0.78rem; margin-top: 5px; }
.calc-btn, .calc-apply { width: 100%; justify-content: center; margin-top: 28px; }

/* ============================================================
   INSURANCE CARDS
============================================================ */
.insurance-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.ins-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 32px 28px;
  display: flex; flex-direction: column;
  transition: var(--transition); position: relative; overflow: hidden;
}
.ins-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  background: linear-gradient(90deg, var(--accent-gold), var(--accent-teal));
  transform: scaleX(0); transition: var(--transition); transform-origin: left;
}
.ins-card:hover { transform: translateY(-7px); border-color: var(--border-light); box-shadow: var(--shadow-card); }
.ins-card:hover::before { transform: scaleX(1); }
.ins-card .card-icon {
  width: 56px; height: 56px; border-radius: 14px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; color: var(--accent-gold); margin-bottom: 20px;
  transition: var(--transition);
}
.ins-card:hover .card-icon { background: rgba(201,168,76,0.18); transform: scale(1.1) rotate(-4deg); }
.ins-card h3      { margin-bottom: 8px; }
.ins-card .tagline{ color: var(--accent-gold); font-size: 0.78rem; font-weight: 600; margin-bottom: 12px; }
.ins-card p       { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.7; margin-bottom: 18px; }
.ins-tags         { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: auto; }
.ins-tag {
  display: inline-block; background: rgba(201,168,76,0.1); color: var(--accent-gold);
  font-size: 0.72rem; padding: 4px 10px; border-radius: 50px; margin: 3px;
  border: 1px solid rgba(201,168,76,0.2); transition: background 0.2s;
}
.ins-tag:hover { background: rgba(201,168,76,0.2); }
.ins-price-row {
  display: flex; justify-content: space-between; align-items: center;
  margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--border);
}
.ins-price-label { color: var(--text-secondary); font-size: 0.82rem; }
.ins-price-val   { color: var(--accent-gold); font-weight: 700; font-size: 0.95rem; }
.ins-btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; margin-top: 14px; padding: 11px 0; border-radius: 8px;
  font-size: 0.88rem; font-weight: 600; background: transparent;
  color: var(--accent-gold); border: 1.5px solid var(--accent-gold);
  transition: var(--transition);
}
.ins-btn:hover { background: rgba(201,168,76,0.1); transform: translateY(-2px); }

/* ============================================================
   MUTUAL FUND CARDS
============================================================ */
.mf-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.mf-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 32px;
  display: flex; flex-direction: column;
  transition: var(--transition); position: relative; overflow: hidden;
}
.mf-card::before {
  content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
  transform: scaleX(0); transition: var(--transition); transform-origin: left;
}
.mf-card.equity::before  { background: linear-gradient(90deg, var(--accent-gold), var(--accent-gold-light)); }
.mf-card.debt::before    { background: linear-gradient(90deg, var(--accent-teal), #0ea5e9); }
.mf-card.hybrid::before  { background: linear-gradient(90deg, #f59e0b, #f97316); }
.mf-card.elss::before    { background: linear-gradient(90deg, #22c55e, var(--accent-teal)); }
.mf-card:hover { transform: translateY(-7px); border-color: var(--border-light); box-shadow: var(--shadow-card); }
.mf-card:hover::before   { transform: scaleX(1); }
.mf-card .card-icon {
  width: 56px; height: 56px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; margin-bottom: 18px;
  border: 1px solid; transition: var(--transition);
}
.mf-card.equity .card-icon  { background: rgba(201,168,76,0.1);  border-color: rgba(201,168,76,0.22);  color: var(--accent-gold); }
.mf-card.debt   .card-icon  { background: rgba(45,212,191,0.1);  border-color: rgba(45,212,191,0.22);  color: var(--accent-teal); }
.mf-card.hybrid .card-icon  { background: rgba(245,158,11,0.1);  border-color: rgba(245,158,11,0.22);  color: #f59e0b; }
.mf-card.elss   .card-icon  { background: rgba(34,197,94,0.1);   border-color: rgba(34,197,94,0.22);   color: #22c55e; }
.mf-card:hover  .card-icon  { transform: scale(1.1) rotate(-4deg); }
.mf-card h3 { margin-bottom: 8px; }
.risk-badge {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 0.75rem; font-weight: 600; margin-bottom: 14px;
  padding: 4px 12px; border-radius: 50px; border: 1px solid;
}
.risk-badge.high   { color: #ef4444; background: rgba(239,68,68,0.1);   border-color: rgba(239,68,68,0.25); }
.risk-badge.medium { color: #f59e0b; background: rgba(245,158,11,0.1);  border-color: rgba(245,158,11,0.25); }
.risk-badge.low    { color: #22c55e; background: rgba(34,197,94,0.1);   border-color: rgba(34,197,94,0.25); }
.risk-dot { width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0; }
.risk-dot.high   { background: #ef4444; }
.risk-dot.medium { background: #f59e0b; }
.risk-dot.low    { background: #22c55e; }
.mf-card p { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.65; }
.mf-features { list-style: none; display: flex; flex-direction: column; gap: 8px; margin-bottom: auto; }
.mf-features li { color: var(--text-secondary); font-size: 0.86rem; display: flex; gap: 10px; align-items: flex-start; }
.mf-features li i { font-size: 0.7rem; margin-top: 4px; flex-shrink: 0; }
.mf-card.equity  .mf-features li i { color: var(--accent-gold); }
.mf-card.debt    .mf-features li i { color: var(--accent-teal); }
.mf-card.hybrid  .mf-features li i { color: #f59e0b; }
.mf-card.elss    .mf-features li i { color: #22c55e; }
.returns-row { display: flex; justify-content: space-between; align-items: center; margin-top: 20px; padding: 12px 16px; border-radius: 8px; border: 1px solid; }
.mf-card.equity .returns-row { background: rgba(201,168,76,0.08); border-color: rgba(201,168,76,0.2); }
.mf-card.debt   .returns-row { background: rgba(45,212,191,0.07); border-color: rgba(45,212,191,0.2); }
.mf-card.hybrid .returns-row { background: rgba(245,158,11,0.08); border-color: rgba(245,158,11,0.2); }
.mf-card.elss   .returns-row { background: rgba(34,197,94,0.08);  border-color: rgba(34,197,94,0.2); }
.returns-label { color: var(--text-secondary); font-size: 0.82rem; }
.returns-val   { font-weight: 700; font-size: 1rem; }
.mf-card.equity .returns-val  { color: var(--accent-gold); }
.mf-card.debt   .returns-val  { color: var(--accent-teal); }
.mf-card.hybrid .returns-val  { color: #f59e0b; }
.mf-card.elss   .returns-val  { color: #22c55e; }

/* ============================================================
   INFO CARDS (additional products)
============================================================ */
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.info-card {
  background: var(--bg-3); border: 1px solid var(--border); border-radius: var(--radius-lg);
  padding: 30px 26px; transition: var(--transition);
}
.info-card:hover { border-color: var(--border-light); transform: translateY(-5px); box-shadow: var(--shadow-card); }
.info-card .card-icon {
  width: 52px; height: 52px; border-radius: 13px;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.2);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; color: var(--accent-gold); margin-bottom: 18px; transition: var(--transition);
}
.info-card:hover .card-icon { background: rgba(201,168,76,0.18); transform: scale(1.1) rotate(-4deg); }
.info-card h3 { margin-bottom: 10px; font-size: 1.1rem; }
.info-card p  { color: var(--text-secondary); font-size: 0.9rem; line-height: 1.7; margin-bottom: 14px; }
.info-card ul { list-style: none; display: flex; flex-direction: column; gap: 8px; }
.info-card ul li {
  color: var(--text-secondary); font-size: 0.88rem;
  display: flex; gap: 8px; align-items: flex-start;
}
.info-card ul li::before { content: ''; display: inline-block; width: 6px; height: 6px; border-radius: 50%; background: var(--accent-gold); margin-top: 6px; flex-shrink: 0; }

/* ============================================================
   CONTACT
============================================================ */
/* ── Contact grid: both columns same height, left stretches ── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 40px;
  align-items: stretch;   /* both columns same height */
}

/* Left column: flex column so map can grow to fill gap */
.contact-left {
  display: flex;
  flex-direction: column;
}

.contact-info-cards { display: flex; flex-direction: column; gap: 10px; margin-bottom: 14px; }

.contact-info-card, .ci-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 16px 18px;
  display: flex; gap: 14px; align-items: flex-start; transition: var(--transition);
  flex-shrink: 0;
}
.contact-info-card:hover, .ci-card:hover {
  border-color: var(--border-gold); transform: translateX(5px);
  box-shadow: 0 8px 24px rgba(0,0,0,0.3);
}
.ci-icon, .contact-info-card .ci-icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.22);
  border-radius: 10px; display: flex; align-items: center; justify-content: center;
  font-size: 0.95rem; color: var(--accent-gold); transition: var(--transition);
}
.contact-info-card:hover .ci-icon, .ci-card:hover .ci-icon { background: rgba(201,168,76,0.18); transform: scale(1.1); }
.contact-info-card h4, .ci-body h4 { font-family: var(--font-body); font-weight: 600; font-size: 0.86rem; margin-bottom: 3px; }
.contact-info-card p,  .ci-body p  { color: var(--text-secondary); font-size: 0.83rem; line-height: 1.5; }
.contact-info-card a,  .ci-body a  { transition: color 0.2s; }
.contact-info-card a:hover, .ci-body a:hover { color: var(--accent-gold-light); }

/* Map: flex-grow so it fills ALL remaining vertical space */
.map-wrap {
  border-radius: var(--radius); overflow: hidden;
  border: 1px solid var(--border); position: relative;
  flex: 1;              /* grow to fill leftover height  */
  min-height: 160px;    /* never collapse below this     */
  transition: var(--transition);
}
.map-wrap:hover { border-color: var(--border-gold); }
.map-wrap iframe {
  width: 100%; height: 100%; display: block; border: none;
  filter: invert(90%) hue-rotate(180deg) brightness(0.82) saturate(0.65);
}
.map-footer {
  position: absolute; bottom: 0; left: 0; right: 0;
  background: linear-gradient(transparent, rgba(7,11,19,0.9));
  padding: 22px 14px 10px;
  display: flex; align-items: center; justify-content: space-between;
  pointer-events: none;
}
.map-footer span { font-size: 0.78rem; color: var(--text-secondary); display: flex; align-items: center; gap: 6px; }
.map-footer span i { color: var(--accent-gold); }
.map-footer a {
  pointer-events: all; color: var(--accent-gold); font-size: 0.76rem;
  font-weight: 600; display: flex; align-items: center; gap: 5px; transition: color 0.2s;
}
.map-footer a:hover { color: var(--accent-gold-light); }

/* Contact form — also stretches to fill full column height */
.contact-form-card {
  background: var(--bg-3); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 36px 34px;
  display: flex; flex-direction: column;
}
.contact-form-card h3 { font-family: var(--font-display); font-size: 1.6rem; margin-bottom: 6px; }
.contact-form-card > p { color: var(--text-secondary); font-size: 0.9rem; margin-bottom: 28px; line-height: 1.6; }
.input-row   { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.input-group { margin-bottom: 18px; }
.input-group label { display: block; color: var(--text-secondary); font-size: 0.82rem; font-weight: 500; margin-bottom: 7px; }
.input-group input,
.input-group select,
.input-group textarea {
  width: 100%; background: var(--bg-2); border: 1px solid var(--border);
  border-radius: 8px; padding: 11px 14px; color: var(--text-primary);
  font-family: var(--font-body); font-size: 0.9rem;
  outline: none; transition: var(--transition);
}
.input-group input:focus,
.input-group select:focus,
.input-group textarea:focus { border-color: var(--accent-gold); box-shadow: 0 0 0 3px rgba(201,168,76,0.1); }
.input-group input::placeholder,
.input-group textarea::placeholder { color: var(--text-muted); }
.input-group textarea { resize: vertical; min-height: 120px; }
.input-group select option { background: var(--bg-3); }
.form-submit, .submit-btn { width: 100%; justify-content: center; margin-top: 8px; }
.privacy-note { color: var(--text-muted); font-size: 0.76rem; margin-top: 12px; text-align: center; line-height: 1.5; }
.privacy-note a { color: var(--accent-gold); }

/* Form feedback */
#formSuccess { display: none; margin-top: 14px; padding: 13px 16px; border-radius: 8px; font-size: 0.88rem; }
#formSuccess.show-success { display: block; background: rgba(34,197,94,0.1); border: 1px solid rgba(34,197,94,0.3); color: #4ade80; }
#formSuccess.show-error   { display: block; background: rgba(239,68,68,0.1);  border: 1px solid rgba(239,68,68,0.3);  color: #f87171; }
.form-success { display: none; background: rgba(45,212,191,0.1); border: 1px solid rgba(45,212,191,0.3); border-radius: 8px; padding: 14px 18px; color: var(--accent-teal); font-size: 0.9rem; margin-top: 14px; text-align: center; }
.form-success.show { display: block; }

/* FAQ */
.faq-wrap, .faq-list { max-width: 720px; margin: 0 auto; display: flex; flex-direction: column; gap: 10px; }
.faq-item { background: var(--bg-3); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; transition: var(--transition); }
.faq-item.open { border-color: var(--border-gold); }
.faq-q { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 18px 20px; cursor: pointer; user-select: none; transition: background 0.25s; }
.faq-q:hover { background: rgba(201,168,76,0.04); }
.faq-q-text { font-size: 0.95rem; font-weight: 600; color: var(--text-primary); }
.faq-icon { width: 28px; height: 28px; flex-shrink: 0; background: rgba(201,168,76,0.1); border: 1px solid rgba(201,168,76,0.2); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--accent-gold); font-size: 0.78rem; transition: transform 0.3s, background 0.3s; }
.faq-item.open .faq-icon { transform: rotate(45deg); background: rgba(201,168,76,0.2); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
.faq-item.open .faq-a { max-height: 220px; }
.faq-a-inner { padding: 0 20px 18px; color: var(--text-secondary); font-size: 0.9rem; line-height: 1.7; border-top: 1px solid var(--border); padding-top: 14px; }

/* ============================================================
   FLOATING BUTTONS
============================================================ */
.floating-btn {
  position: fixed; right: 20px;
  width: 50px; height: 50px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 20px;
  box-shadow: 0 8px 20px rgba(0,0,0,0.3); z-index: 9999;
  transition: transform 0.3s, box-shadow 0.3s;
}
.floating-whatsapp { bottom: 24px; background: #25D366; }
.floating-call     { bottom: 86px; background: #0070f3; }
.floating-btn:hover { transform: scale(1.12); box-shadow: 0 12px 28px rgba(0,0,0,0.4); }
.floating-btn::before {
  content: ''; position: absolute; width: 100%; height: 100%;
  border-radius: 50%; background: inherit; opacity: 0.5; z-index: -1;
  animation: fPulse 2.2s infinite;
}
@keyframes fPulse { 0% { transform: scale(1); opacity: 0.5; } 70% { transform: scale(1.75); opacity: 0; } 100% { transform: scale(1.75); opacity: 0; } }

/* ============================================================
   FALLING ICONS
============================================================ */
#fallingCanvas {
  position: fixed; top: 0; left: 0;
  width: 100vw; height: 100vh;
  pointer-events: none; z-index: 500; overflow: hidden;
}
.fall-item {
  position: absolute; top: -90px; opacity: 0;
  animation: fallDown linear infinite;
  will-change: transform, opacity; user-select: none;
}
@keyframes fallDown {
  0%   { transform: translateY(0) rotate(0deg);       opacity: 0; }
  7%   { opacity: 1; }
  88%  { opacity: 0.65; }
  100% { transform: translateY(110vh) rotate(420deg); opacity: 0; }
}
.fall-coin {
  width: 30px; height: 30px; border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #f0d060, #c9a84c, #8b6914);
  border: 2px solid #e8c96a;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 900; color: #5a3e00; font-family: serif;
  box-shadow: inset -2px -2px 4px rgba(0,0,0,0.3), inset 1px 1px 3px rgba(255,240,150,0.5);
}
.fall-rupee   { font-size: 24px; font-weight: 700; color: #c9a84c; font-family: sans-serif; text-shadow: 0 0 10px rgba(201,168,76,0.5); }
.fall-chart   { display: flex; align-items: flex-end; gap: 3px; padding: 5px; background: rgba(201,168,76,0.08); border: 1px solid rgba(201,168,76,0.3); border-radius: 6px; }
.fall-bar     { width: 5px; background: #c9a84c; border-radius: 2px 2px 0 0; }
.fall-sparkle { font-size: 20px; color: #c9a84c; text-shadow: 0 0 14px rgba(201,168,76,0.7); }
.fall-pct     { font-size: 12px; font-weight: 700; font-family: monospace; color: #22c55e; text-shadow: 0 0 8px rgba(34,197,94,0.4); }
.fall-icon    { font-size: 16px; color: rgba(201,168,76,0.65); }
.fall-shield svg { width: 22px; height: 26px; }

/* ============================================================
   RESPONSIVE
============================================================ */
@media (max-width: 1024px) {
  .footer-grid  { grid-template-columns: 1fr 1fr; }
  .why-grid     { gap: 40px; }
  .calc-body    { grid-template-columns: 1fr; }
  .calc-inputs  { border-right: none; border-bottom: 1px solid var(--border); }
  .contact-grid { grid-template-columns: 1fr; gap: 32px; align-items: start; }
  .contact-left { display: block; }
  .map-wrap     { flex: none; height: 220px; }
}

@media (max-width: 768px) {
  section       { padding: 60px 0; }
  .services-grid, .cards-grid, .loan-types-grid,
  .insurance-grid, .mf-grid { grid-template-columns: 1fr; }
  .process-steps    { grid-template-columns: repeat(2, 1fr); }
  .process-steps::before { display: none; }
  .why-grid         { grid-template-columns: 1fr; }
  .why-image-side   { display: none; }
  .hero-visual      { display: none; }
  .footer-grid      { grid-template-columns: 1fr; gap: 36px; }
  .footer-bottom    { flex-direction: column; text-align: center; }
  .nav-links, .nav-cta { display: none; }
  .hamburger        { display: flex; }
  .benefits-grid    { grid-template-columns: repeat(2, 1fr); }
  .input-row        { grid-template-columns: 1fr; }
  .cta-actions      { flex-direction: column; align-items: center; }
  .stats-bar-inner  { flex-wrap: wrap; }
  .stat-item        { flex: 1 1 50%; border-bottom: 1px solid var(--border); }
  .stat-divider     { display: none; }
  .contact-form-card { padding: 26px 20px; }
}

@media (max-width: 480px) {
  .process-steps  { grid-template-columns: 1fr; }
  .benefits-grid  { grid-template-columns: 1fr; }
  .hero-actions   { flex-direction: column; }
  .stat-item      { flex: 1 1 100%; }
}